New Health Care Bill
これまた、どうなることやら的な法案が通ってしまった。
オバマ大統領が言うとおりのメリットもあるだろうが、自分に対してどんな影響があるのか良くわからない。
この記事がわかりやすそうなので貼っておくか。
1年後くらいに見直してみよう。
Health Care Bill PROS:
1. Discrimination of health insurance companies will be eliminated. No more pre-existing conditions clauses in health insurance contracts.
2. Given the fact that millions of Americans will be insured by this new health care bill, the US Government can negotiate among health insurance firms to lower the premiums of their health insurance. This would mean less health insurance costs for a lot of Americans.
3. Tax credit will be given to those Americans who still cannot afford to avail health insurance to help them to have one.
4. Stiff competition among health insurance firms will possibly result to much lower insurance costs and more quality health insurance products and services.
5. Aside from the elimination of pre-existing conditions stated above, the coverage amount or sum insured will also be waived by health insurers.
Health Care Bill CONS:
1. Given the huge amount of expenses pegged at $940 billion in a spread of about 10 years, it might slow down the growth of heavily burdened US economy.
2. Insurance Availment Mandate. You have no choice but to get a health insurance. Otherwise, you will be subjected to a 2% tax increase which will be used to subsidize the insurance costs of other Americans. Healthy people who take care of themselves will have to pay for the burden of those who smoke, are obese, etc.
3. There will be a tax increase on people with very high income. If you are making more than half a million per annum, you will have about a 1% tax increase.
4. The US Government will have more control in the health insurance industry causing patients’ confidentiality to be more likely compromised since centralized health information will likely be maintained by the government.
5. Chances of bribery may possibly increase as health care equipment, drugs, and services may end up being rationed by the government.
Consの3番にもあるように、いわゆる『金持ち』とみなされる人たちの税金が増えるのは間違いないだろう。
シリコンバレーの多くの人の給料は、全米のトップ数パーセントに入るだろう。
別の記事によると、年収＄20万くらいから税金が上がると書いてあったがが、このあたりで共働き夫婦なら簡単にそれくらいの収入も珍しくない。
それに、$940 billionなんて気の遠くなるようなコストをどっから捻出するのか？
オバマさん、長ーい目で見たら歴史に名を刻むかも知れないが、自分が死ぬまでにこの法案の恩恵を受けるか、被害を受けるのか？
正直、なんかいやーな感じですなぁ。
